Government backed Zero Down Home Loans are available in 95% of the Country. In the remaining 5%, 96.5% financing is an option and there are numerous grants that will cover much, and many times all, of the 3.5% down payment. If your credit score is above 580, if one of the income earners in your home has been on the job for 1 year and you are current with or willing to make out payment plans on government obligations (taxes, student loans) - than you will likely qualify. These are Conventional 30 Year Mortgages around 3.75% for 30 years. Even if you don't meet these requirements, apply anyways and we will give you a road map to qualify in the future!

We have helped HUNDREDS of individuals and family's find financing for a home after banks said NO. We have done this using obscure government programs that don't just give great financing deals to people with great credit, but offer the same to people with low incomes and below average credit. Why not contact us now, and see what we can do for you.